International transfer (XML)

The international transfer is based on the ISO 20022 standard, which allows payments to be made worldwide in XML format. In contrast to the international transfer in DTAZV format, no German originator account is required here. In order to use the international transfer, your bank must grant you authorization for the order type AXZ.

When recording the international transfer, most fields are identical to the SEPA transfer. There are differences between the Originator, Recipient and Amount. A payment method cannot be recorded here, but regulatory information, a charging scheme and a service level can be selected.

Originator / Recipient

For entering this data, drop-down lists are available. For the originator, the data is the same as for the SEPA transfer and is recorded using the dialog box SEPA originator. For the recipient, on the other hand, there is a separate entry, which contains not only the bank details, but also the addresses of the recipient and the bank. The data is entered via the window Recipient for international transfers. For both drop-down lists, you can use the buttons Modify and New to edit existing originators and recipients during payment recording or create new ones. For the international transfer, there is no ultimate originator or recipient, as there are for the SEPA transfer.

In the recipient administration, you can also enter the name and address of the bank. If you furthermore select a clearing house there instead of a BIC, it will be displayed here in the field Clearing system.

Amount

Enter the desired amount for the payment currency here. Then select the payment currency from the drop-down list to the right of the field. BL Banking automatically displays the corresponding value in EUR, provided the average exchange for this currency is listed in the daily fixing of the European Central Bank (ECB). The rates are automatically updated upon each application start. This requires an Internet connection.

Regulatory information

This information may be required for payments to certain countries. Only after selecting a recipient you can click the New button to open a dialog box for filling in the fields. Drop-down lists and text fields are available for this purpose.

Charging scheme

Here, you can determine who will pay the fees for the international transfer.

Service level

Here you can select an agreement or a rule, under which the payment shall be processed. With URGP, the payment will be executed as an XML express transfer.