Instructions¶
This page is used to enter instructions to the bank.
Fee account¶
If you intend to settle fees through an account different than the one used for the payment order itself, you can enter this account here. For this purpose, the account must be activated by your bank for EBICS use, i.e. usable by the application.
Charging scheme¶
Here, you can determine who will pay the fees for the international payment. This and all following fields are only filled in if you selected one of the payment methods 20 to 23 or 30 to 33, i.e. Raise a cheque under General.
- 00 — Fee divided up as follows (SHA): All fees and expenses are divided between client and beneficiary.
- 01 — All fees and expenses chargeable to client (OUR): As the record originator, you pay your bank fees but also the fees of the receiving bank and any intermediary banks.
- 02 — All fees and expenses chargeable to beneficiary (BEN): The recipient pays the fees charged by the record originator bank but also the fees charged by his bank.
Note
We recommend method Fee divided up as follows. The All fees and expenses chargeable to client can result in partly considerable retroactive fee demands charged to you by the beneficiary bank. Along the same lines, the All fees and expenses chargeable to beneficiary arrangement can result in fees being deducted from the payment amount and in a correspondingly reduced amount being credited to the beneficiary.
Since the divided fee arrangement only results in charges that the respective banks have agreed with their customers, the fees are predictable and known in advance.
Instruction keys 1 to 4¶
Here, you can instruct your bank or the beneficiary's bank, for instance to inform the beneficiary about the payment by phone.
Additional information¶
In this field you can enter up to 25 characters to specify for instance a telephone number, telex, or telegram.
