This section describes the German domestic express payment in DTAUS format. DTAUS was replaced by the SEPA data format in 2014. However, the DTAUS express payment is still offered by some banks.
Express payments are used for value-date compatible, same day transfers, generally for larger amounts. They are transmitted with the DTE order type and are frequently received by the recipient within minutes.
This dropdown list displays all the accounts that you as the client can use for this payment. In most cases, these are the same accounts that are displayed in the Accounts overview. However, it is possible that this list contains fewer accounts, for example, if you as a bank user do not have authorization for an account or an order type, or if for an account, details about the bank connection required for this payment type are missing.
You enter this name when first using the feature and is generally the account name. This entry is stored for future use and is displayed in the Originators tab.
You can enter the recipient here, who is then also stored for use in future electronic funds transfers.
This field is equipped with data entry support features, as described in chapter User interface - Dialog boxes - Auto complete. In addition, you can also select already existing recipients from the drop-down list which is opened by clicking on the arrow next to the data entry field.
You can set the maximum number of recipients to be shown in the list in the preferences under Payment recording. If you have more recipients, a corresponding message is shown instead of the list. However, you can continue to use the auto complete function in this case.
Enter the recipient account number here. When you have already entered the bank code (Bankleitzahl) into the next field, a check is performed to verify that the account number you entered is valid in combination with the selected bank. If this is not the case, a corresponding message is displayed in the upper portion of the dialog box below the heading.
If the bank code has not yet been entered, the check is only performed after this code has been entered. Please also note that not all banks verify the validity of account numbers. You also have the option to disable the check in the preferences under Payment recording.
Enter the recipient's bank code here. This field is also supported with the auto complete function for data entry. The bank code must have exactly eight digits. If this is not the case, a corresponding message is displayed in the upper portion of the dialog box below the signature.
After entering the bank code, the name of the bank is shown here. If the bank is not in the list, the word Unknown is displayed.
Enter the amount in the currency of the record originator's account.
Click on the Discount button to open a dialog box in which you can enter a discount percentage. This percentage is deducted from the payment amount. The intended purpose field will show a reference for the deducted discount. You can edit all fields in the Discount window. However, since the application remembers the discount amount based on the intended purpose field entry, you are better off leaving the suggestion as is.
You have 14 by 27 characters to describe the purpose of the payment in detail. If you entered a 13-digit number into the first row of the intended purpose field, BL Banking interprets this as a BZÜ reference number and verifies the associated check-digit to avoid incorrect entries. You can disable this in the preferences under Payment recording.
Select the desired text key for the payment from a list. A default value of 51 is specified for standard invoices. If necessary, you can select a different text key from the drop-down list which is opened by clicking on the arrow to the right of the entry field.
Enter the date on which the payment is scheduled for execution here. When you enter multiple payments with different execution dates and then sign these jointly, these payments are listed individually in the accompanying ticket.
The order types approved for executing transfers by the affected bank are shown here. The order types can differ by bank, for instance, IZV as well as IZL may be available for transfers.
Banks generally charge higher fees for express payments than for a transfer.