Why does the wizard for the first initialization appear, although I already initialized myself?
After starting BL Banking looks for the folder workspace inside the installation directory. If it doesn't find it, it starts the first initialization wizard.
Furthermore, BL Banking needs the directory keys in the workspace folder. Inside there must be the file users and a subdirectory for each set up user.
The first initialization wizard appears also in case of an invalid users file e.g. if this file is empty. then the users file should be deleted. Afterwards the program recreates a correct users file.